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Our products
Get a Chama Loan
Features
- Get financing ranging up to 4 times your savings.
- Flexible repayment period.
Requirements
- Newly established groups need to have saved for 3 months with H&S Group.
- Chamas with 3 month’s savings history with other banks/MFIs/SACCOs shall also be considered.
- Ability to repay the loan MUST be clearly demonstrated.
Get Financing
Features
- Maximum period of 36 months.
- Maximum amount Ksh 100,000.
- No early repayment penalties.
- Competitive interest rate on reducing balance.
Requirements
- Proof of income (Certified copy of pay slip).
- Introduction Letter from employer with company letterhead.
- Last 6 months bank statements (for new accounts).
- Copy of ID / passport.
Get Financing
Features
Requirements
- The business must be in existence for at least 12 months.
- The minimum facility amount is Ksh 100,000.
- The debt-service ratio is 50%.
Why H&S Group?
PROTECT YOUR BUSINESS
Your business faces numerous risks every day. Some arise from the business model while others from day to day activities which need to be managed effectively . With the right advice and risk management solutions, you can focus on growing your business safely while securing the future of your loved ones.
Providing you with the right support
We Provided your business with all the necessary capital and guidance for it to prosper. Our focus here at H&S Group is to ensure a thriving economic society by boosting small and medium sized enterprises . By achieving this, individuals are able to improve their wellbeing which in turn leads to a more prosperous society.
Funding your business growth
As you expand your horizons, you need solutions that keep pace with your growth. Whether it’s working capital, trade finance, or financing for a new office space or business equipment, we help unlock the potential of your business with a variety of loan options and credit facilities.
Taking Your Business Across the Borders
In an increasingly globalized world, new opportunities often take you beyond your local market. Whether you are thinking about international trade, outsourcing production, or expanding to other countries, you will have the support of H&S Group.
H&S GROUP MICROFINANCE
Stay connected, enjoy peace of mind
Download the H&S Group App and discover a quick, simple and convenient way to take command of your financial needs.
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Enjoy Affordable Loan Rates
Looking for a Loan to boost your business ? Become a member with us and enjoy financing at affordable interest rates